Roxy Finance

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Welcome to RoxyFinance

Turn Your Finance Goals into Reality with Roxy Finance – Starting Today.

From home loans to commercial and asset finance, we provide clear guidance and tailored solutions designed around your unique financial situation.

Our Service

Why Choose Us?

We Handle the Hard Work

We take care of the entire loan process from start to finish, saving you time and removing unnecessary stress so you can focus on what matters most.

Personalised Loan Solutions

Every client is different. We assess your needs carefully and present loan options that truly match your financial goals and circumstances.

Experienced & Qualified Brokers

Our team brings industry knowledge, ongoing professional education, and practical expertise to deliver reliable and informed advice.

Clear & Honest Guidance

We believe in transparency. You’ll always understand your options, costs, and next steps before making any financial commitment.

Planning to buy a home? We’ve got you covered.

Whether you're purchasing your first property, investing, or refinancing, we guide you through every stage of the journey with clarity and confidence.

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Our Services

First Home Buyer Loans

We guide first‑time buyers through the entire home‑loan process, from eligibility checks to settlement. Our goal is to get you into your first home faster, with confidence and clarity.

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Investment Home Loan

We help investors buy their first or next property with loans that fit their cash‑flow and growth plans. We compare interest‑only, principal‑and‑interest, and offset options across multiple lenders.

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SMSF Loan

We help SMSF trustees secure loans to purchase property inside their super fund, following strict regulatory rules. Our goal is to structure compliant, tax‑efficient loans that support your long‑term retirement strategy.

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Commercial Loan

We assist small businesses and professionals with commercial property finance and business‑loan structures. Our focus is on solutions that support growth and cash‑flow stability.

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Asset Finance

We help businesses and professionals finance equipment, machinery, and other business assets through tailored loan structures. Our goal is to preserve cash flow while enabling you to grow and upgrade your operations.

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Car Loan

We arrange competitive car and vehicle loans for personal and business use, including novated leasing options. Our focus is on simple repayments, clear terms, and a smooth approval process.

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Construction Loans

We arrange construction loans for new homes, townhouses, and major renovations with staged drawdowns.Our focus is on matching you with lenders who understand building timelines and budget management.

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Islamic Finance

We offer transparent, interest‑free Islamic home‑loan structures for clients who follow Sharia principles. We work with specialised lenders to match your religious and financial needs.

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Refinance

We review your existing home loan and help you refinance to a better rate or more flexible terms. Our goal is to lower your repayments, reduce fees, and improve your loan structure without added stress.

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Our WorkFlow

Our Simple 4-Step Process

Securing finance shouldn’t feel overwhelming. We simplify every step and manage the process on your behalf.

Contact
1. Book Your Consultation

Schedule a time with us to discuss your goals, financial position, and loan requirements.

2. We Tailor Your Strategy

We analyze your unique situation, compare options from our wide lender panel, and create a custom plan for you

3. Application Management

We take care of all the paperwork and lender communication, ensuring everything is submitted accurately and efficiently

4. Approval & Settlement

We keep you informed until your loan is approved and settled, making your financial goal a reality

Common Questions

Most Popular Questions

Approval times can vary depending on your situation and the lender, but many applications can be processed within a few days once all documents are submitted. We work efficiently to minimise delays and keep you updated throughout the process.

Most lenders require a deposit, typically starting from 5%–20% of the property value. However, there may be options available depending on your eligibility, and we help you explore the best possible pathways.

Yes, we specialise in helping first home buyers navigate the entire process—from understanding eligibility to securing approval and settlement. We make everything simple and easy to follow.

Refinancing means switching your existing loan to a new one with better terms. It’s worth considering if you want a lower interest rate, reduced repayments, or more flexible features.

Yes, we work with lenders who provide Sharia-compliant finance solutions that do not involve interest, helping you meet both your financial and ethical requirements.

Absolutely. We have access to lenders who specialise in self-employed applications and can guide you on the documentation required to improve your chances of approval.

We offer a wide range of loan solutions including home loans, investment loans, SMSF loans, commercial finance, asset finance, car loans, construction loans, and refinancing options.

Yes, we compare options from a broad panel of lenders to find a loan that suits your financial situation and goals, saving you time and effort.

In most cases, our services are provided at no direct cost to you, as we are paid by the lender. We will always be transparent about any fees if applicable.

Common documents include identification, proof of income, bank statements, and details of your expenses and liabilities. We will guide you step-by-step on exactly what’s required based on your situation.

Our Lending Panel

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